CheckIntoCash operates over 1,000 stores and is ready to provide payday loans in 32 states. The rates offered by the lender are in the average range, and their website lists all of the rates and fees.
How to Qualify
While the most important factor is your source of income, you can still borrow money from CheckIntoCash if you aren’t conventionally employed.
What to Consider
While borrowers never need to pay for just applying to a loan, payday loans are typically associated with high service fees and other finance charges. The fees on loans vary depending on the amount of money borrowed, the financial situation of the client, and more. CheckIntoCash provides an outline of how much a borrower will need to pay in the loan offer. If you aren’t happy with the terms of the loan then you are not obligated to accept it.
Benefits of a CheckIntoCash Payday Loan
Payday cash loans have lots of benefits, including the following:
- Fast and Convenient
Borrowers can quickly and easily apply for CheckIntoCash loans online and have an application approved or denied in a matter of minutes. After the application has been approved, the money should be in their bank account within the next business day.
- Money for Any Purpose
There are no limitations on what you can use the money from the loan for once you receive your CashIntoCheck loan. The money can be used for any legitimate purpose including buying groceries, paying the bills, or just making it through a temporary setback.
- Relaxed Application Criteria
Borrowers can apply for – and receive – CheckIntoCash loans even if they have bad credit. They must be able to prove they can repay the loan however.
How Safe are CheckIntoCash Loans?
CashIntoCheck is one of the founding bodies of the CFSA; the Community Financial Services Association of America. They believe in honest advertising and full disclosure and advise borrowers to see payday loans as the short-term solutions they are intended to be.
Eligibility Criteria for CheckIntoCash
- Borrowers must have an open checking account
- They have to have a stable source of income
- They must be at least 18 years old (minimum age varies by state)
- They must be a permanent resident or citizen of the United States